The Dream America Program offers aspiring homeowners the opportunity to pick any home available for sale within an approved budget. Dream America then buys the home you select and leases it to you until you qualify for a mortgage. You can buy anytime, 10% of rent is credited to your purchase.
500 FICO | $4k/month income | $8k cash needed
Divvy allows you to find your dream home, move in, and rent with built-in savings for your down payment. The program is designed for you to become mortgage-eligible in 3 years or less. Divvy buys the home of your choosing with an all-cash offer and the keys are yours. Rent your new home from Divvy while you get ready to own it, with built-in savings for your down payment each month.
550 FICO | $2500/month income | 1-2% down payment
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